Health Care Coverage for Older Children
The Affordable Care Act passed in March of 2010 as part of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010 has expanded the health insurance coverage available to older children. An older child is defined as the son, daughter, stepson, stepdaughter, legally adopted child or eligible foster child of the employee who is under the age of 27. The Affordable Care Act requires group health plans that provide dependent coverage of children to extend that coverage until the child reaches the age of 27. The child does not have to be a dependent for tax purposes to qualify for the extended coverage. Furthermore, health care coverage and reimbursements for medical care under an employer provided accident or health plan to an employee’s child who is under age 27 will not be taxable.
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